About National Payment Card
National Payment Card Association is a payment settlement network for participating merchants using the Federal Reserve Automated Clearing House (ACH) network. Merchants have chosen National Payment Card as a payment processor because of its substantially lower processing costs compared with their current charges from credit and debit card companies.   In turn, a merchant provides their customers with rewards for using this payment method. The rewards may be in the form of discounts or points. The reward is funded by the gas station operator through his reduction in processing costs. Your enrollment and use of the Payment Card helps both you and the merchant control the rising cost of gasoline.

Information we collect
In order to operate the Payment Card services, National Payment Card must ask you to provide us with information about yourself and your checking account. The information we request includes your name, address, email address, driver license number, government-issued ID number, loyalty card number, and checking account information.

Updating account information
National Payment Card will not modify your information without your permission, except in the case of correcting an obvious error (such as your zip code).  You are responsible for keeping your financial account information with the enrolled bank account up to date. You may update or correct your information at www.npcmember.com at any time.

Information we may disclose
National Payment Card may disclose information on purchases that you make to our participating merchants as permitted or required by law, including companies that perform marketing services for us or with whom we have joint marketing agreements. These agreements allow us to extend the value of your membership or provide you with special savings. Information will normally be limited to name, address and/or email address.

Third parties
At National Payment Card, maintaining your trust and confidence is our top priority. We do not sell or rent non-public personal information about our members or former members.  We do not share non-public personal information about our members or former members with non affiliated third parties except where required or permitted by law. We carefully manage and safeguard information among our companies and affiliates.

Security
We restrict access to your non-public information to those employees or affiliates who need such information in order to provide products, customer or collection services. In compliance with federal regulations, we maintain physical, electronic, and procedural safeguards designed to guard and prevent misuse of your non-public personal information.

Use of driver license magnetic stripe
By applying for membership to National Payment Card and enrolling your driver license information, you have voluntarily provided certain personal information to National Payment Card in order to participate in this program. No information will be taken from your driver license's magnetic stripe at participating merchants to create a database. Your driver license will be used only to verify your identity as a participant in the program.

Notification of Changes
National Payment Card may revise its privacy policy from time to time. If we are going to use or disclose your personally identifiable information in a manner materially different from that stated at the time we collected the information, you will have a choice as to whether or not we use or disclose your information in this new manner. Any material changes will be effective only after we provide you, via e-mail, with at least 30 days notice of the amended Privacy Policy. If you have cancelled your membership, you will not be contacted with notification of the amended Policy and your personal information will not be used or disclosed in this new manner.

We will post the amended Privacy Policy prominently on our website so that you are aware of what information we collect, how we use it and under what circumstances, if any, we may disclose it.

Customer Service Correspondence
If you send us correspondence, including e-mails and faxes, we retain such information in the records of your account. We will also retain customer service correspondence and other correspondence from National Payment Card to you. We retain these records in order to measure and improve our customer service and to investigate potential fraud and violations. We may, over time, delete these records as permitted by law.

If you have questions or concerns regarding any information in this privacy policy, please contact Customer Service :

Phone: 1-877-403-2222

You may also write to us at:

National Payment Card Association
Attn: Customer Service
4171 W. Hillsboro Blvd.  Suite 5
Coconut Creek, FL 33073

This policy was last updated on 03/02/2010.